Understanding the Difference Between a Home Care Package and the Commonwealth Home Support Program

Navigating the world of aged care services in Australia can be complex, especially when trying to understand the differences between various support options.

Two key programs designed to assist older Australians are the Home Care Package (HCP) and the Commonwealth Home Support Program (CHSP).

While both aim to support seniors in living independently at home, they differ significantly in terms of services, eligibility and funding.

Home Care Package (HCP)

Home Care Packages are designed for older Australians with more complex care needs that require coordinated services. Here are the main features:

1. Levels of Care: There are four levels of Home Care Packages, ranging from basic care needs (Level 1) to high care needs (Level 4). Each level provides a different amount of funding to meet the individual’s needs.
2. Personalised Care Plans: Recipients receive a personalised care plan tailored to their specific needs. This plan is developed in consultation with the individual and their family.
3. Types of Services: Services can include personal care, nursing, allied health services, meal preparation, domestic assistance, and social support.
4. Funding: The Australian Government subsidises the cost of the Home Care Package, but recipients may be required to contribute to the cost based on their income.
5. Provider Choice: Recipients can choose their service provider and have the flexibility to change providers if their needs or preferences change.

Commonwealth Home Support Program (CHSP)

The Commonwealth Home Support Program is designed for older Australians who need entry-level support to live independently at home. Key aspects include:

1. Entry-Level Support: CHSP provides basic support services to help with daily tasks. It is ideal for those who need a small amount of assistance.
2. Types of Services: Services include domestic assistance, personal care, home maintenance, transport, meals, and social support.
3. Funding: The program is subsidised by the Australian Government, and recipients may need to pay a small contribution towards the cost of services.
4. Assessment and Eligibility: Eligibility for CHSP is determined through an assessment by the Regional Assessment Service (RAS). This assessment identifies the individual’s needs and the appropriate level of support.
5. Flexibility: CHSP offers flexibility in the types of services provided, allowing recipients to access the support they need when they need it.

Key Differences

• Complexity of Needs: HCPs are for individuals with more complex care needs, while CHSP is for those needing basic, entry-level support.
• Funding Levels: HCPs offer higher levels of funding and more comprehensive services compared to CHSP.
• Personalisation: HCPs provide a personalised care plan, whereas CHSP offers more standardised services.
• Assessment Process: HCP eligibility is determined through an Aged Care Assessment Team (ACAT) assessment, while CHSP eligibility is assessed by the Regional Assessment Service (RAS).

Conclusion

Both the Home Care Package and the Commonwealth Home Support Program play crucial roles in supporting older Australians to live independently at home.

Understanding the differences between these programs can help individuals and their families make informed decisions about the type of care that best meets their needs.

Whether it’s the comprehensive, personalised support of a Home Care Package or the flexible, entry-level assistance of the Commonwealth Home Support Program, both options provide valuable resources to enhance the quality of life for seniors.

By Peter Kelly on 4 September 2024

About Peter Kelly

PK believes people have the right to accurate, affordable and unbiased information that addresses all aspects of their preferred retirement lifestyle, thereby giving them the opportunity to make informed decisions that will empower them to live out their lives with dignity, certainty and security.